ABOUT US

A bank built by people who believe banking should serve people.

Two decades of relationship-first banking, transparent lending, and disciplined wealth management.

Built for the long relationship, not the next transaction.

Our Story

Catherine Mwangi and three co-founders started Northbridge Heritage in a 900-square-foot office on Harbor Boulevard in 2003. Their thesis was simple: relationship banking still mattered, and someone had to keep doing it well. Twenty-two years later, our footprint spans every U.S. state, but the operating principle is unchanged.

We don’t sell products that don’t fit. We don’t outsource service. We don’t penalize customers for paying us back early. And we don’t take risks with deposits we wouldn’t take with our own money.

MISSION

Make every customer financially better off for having banked with us.

VISION

Be the most trusted relationship-led bank in America for the next generation.

VALUE

Integrity. Transparency. Service. Stewardship. Discipline. In that order, every time.

A Timeline of Trust

2003

Founded in Boston as a community lender with twelve employees

2008

Crossed $500M in deposites, without a single laid-off employee through the crisis

2012

Launched our first mobile banking platform, designed in-house

2017

Expanded into commercial lending, financing 800+ small businesses in year one.

2021

Reached 150,000 customers; awarded Best regional Bank by Forbes Advisor

2024

Surpassed $4B in managed wealth and launched the Heritage Investor Platform.

2026

Celebrating 22years and 220,000+ customers across all 50 states.

Leadership

A senior team with comnined experience across regulations, capital markets, and operating banks.

Catherine Mwangi

Chief Executive Officer

Former Deputy Comptroller at the OCC. Joined Northbridge in 2014

Rafel Quintero

Chief Financial Officer

20 years at top-tier global banks. Leads risk and capital strategy

Ingrid Stensvoid

Cheif Lending Officer

Architect of our small-business banking program. With Northbridge since 2008

Jonas Park

Chief Technology Officer

Built core platforms at two leading fintecks before leading our digital transformation.

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